Public Entity Insurance

Public entities are as unique as the inhabitants who occupy them; no two are exactly alike. Chubb understands the varied exposures of local community governments and delivers coverages tailor-made for their unique needs. Chubb provides tailored insurance to a wide variety of public entity communities, such as cities, towns, villages, counties, special districts, commissions, and public entity pools.

Who we serve

Products and Services

Public entity integrated casualty

With a range of endorsements and flexible policy forms, Chubb can customize coverage to meet the specific needs of each client. Designed to provide coverage in excess of a self-insured retention, Chubb’s Primary Retained Limits Policy covers Automobile Liability, General Liability including Law Enforcement Liability and Sexual Abuse Liability, Public Officials and Employment Practices Liability. Chubb’s Excess Follow Form Policy provides capacity for individual and group risks - coverage triggers, defense costs and aggregates apply in the same manner as the underlying coverage. 

Reinsurance

Reinsurance agreements are available for use when Chubb reinsures a municipal pool or group entity. These agreements allow Chubb to customize coverage to align with the Memorandum of Coverage issued by the pool to its members. Chubb also has the flexibility to sign onto broker reinsurance agreements when necessary.

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Chubb Risk Consulting

Increasing globalization, new business models, changing technology, an evolving risk management approach — as you face these challenges, Chubb can craft risk engineering solutions to address your specific risks. Our in-house network of nearly 500 risk engineers around the globe helps companies anticipate and minimize costly exposures.
Prepare and prevent with Chubb Risk Consulting

Our in-house network of nearly 500 risk engineers around the globe will help your business anticipate and minimize costly exposures.

Chubb Risk Engineering Center

Our interactive state of the art facility for the next generation of risk management can help your business reduce the risk of loss

Collaboration with Benchmark Analytics

Benchmark Analytics' evidence-based platform transforms police force management. They use evidence-based research and analytics to help agencies improve officer performance, reduce risks, and achieve better outcomes. Benchmark Analytics’ collaboration with Chubb offers policyholders a discount for Benchmark’s services.

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Recent claim scenario

Chubb resolves automobile claim

A law enforcement officer was involved in a collision while responding to a call for the insured public entity. The collision resulted in a fatality to the other driver.

Chubb worked with the TPA and insureds to reach a settlement.

Resources

Insights and expertise

We keep you informed – and your business protected – with these helpful articles.
chimney on a roof
Risk Management
How to keep that roof over your head
Keep your roof in top shape by preventing water leaks with regular inspections.
business woman
All business sizes
5 steps for creating a business continuity plan
Risk managers advise that one of the best ways to make sure your business can reopen quickly – and stay successful – after a disaster is to develop a business continuity plan.
frozen red pole
Risk Management
Cold weather preparedness for your business
Follow these best practices to prepare for winter weather and help minimize its impact on your facilities.
doctor reviews medication
Risk Management
Guide to safety surveillance in Life Sciences
Responding to unforeseen issues with a product's safety profile efficiently and effectively is key to protecting patient safety and a company's bottom line.
lab researchers in cleanroom
Risk Management
Navigating risks in cleanroom environments
While critical in helping materials remain contamination-free, cleanrooms can also pose significant business continuity considerations. Recognizing these and providing suitable protections may reduce the potential and magnitude of a loss event at a life science organization.
medical production
Risk Management
Business continuity planning for Life Sciences
Organizations in the life science arena are uniquely susceptible to loss due to sensitive business and physical infrastructure. Invest time in your business continuity plan now to preserve your organization and maintain regulatory commitments when disaster strikes.
moldy concrete
Risk Management
Reducing mold and legionella risk
Learn steps to protect employees and visitors from mold risks and Legionnaires’ disease
private equity handshake
Risk Management
How private equity firms can manage their unique risks
Acquiring and operating a diverse portfolio of companies comes with special risks. Chubb shares how private equity firms can benefit from the right insurance strategies.

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