Boat & Yacht Insurance

From small boats to large yachts, it’s smooth sailing with Chubb. Whether you own a runabout, sailboat, yacht or mega-yacht with a full-time captain and crew, we offer some of the most comprehensive coverage and services available. For over a hundred years, we've offered unparalleled stability and protection with our boat and yacht insurance.
boats and yachts

Our Products

Boat Insurance
Coverage is available for all types of pleasure boats 35 feet and less, including bowriders, fishing, wake boats, and cabin cruisers, and for personal watercraft vessels like wave runners and jet skis.
Yacht Insurance
Coverage is available for pleasure yachts 36 feet or greater in length and up to $3 million in value, and for captained vessels 70 feet or greater in length, valued at $3 million or more.

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Insights and expertise

We help you stay ahead — and informed with these helpful tips and tricks
Speed boat
Boats & Yachts
Your essential pre-departure and boating safety checklist
Before you head out on the water for the first time this season, it’s important to make sure you and your boat are completely prepared. That’s why we’ve put together the following checklist for you to follow for a safe boating season, starting day one.
sailing with a boat
Boats & Yachts
10 ways to prepare your boat for a hurricane
The climate experts at the National Oceanic and Atmospheric Administration (NOAA) continue to predict active Atlantic hurricane seasons in the coming years. Therefore, boaters in hurricane-prone regions need to take steps to keep their vessels safe from harm or at least minimize potential damage and injuries. To help, we’ve put together a few important tips:
rope tied to dock
Boats & Yachts
Tips for docking your boat safely
Just like parking a car can cause stress for some, so can docking a boat, especially if you’re not sure of yourself. But close quarters don’t have to mean scratches and scrapes on your boat. Take a look at these tips to help you keep your boat in pristine condition when you pull in and out of the dock.
speedboat on water
Boats & Yachts
The three “P’s” of marine fire safety
Keep yourself, your family, and your friends safe while aboard your boat or yacht this season by reviewing the three essential “P”’s of marine fire safety.
yachts on marine
Boats & Yachts
12 safety tips for recreational boaters
As the weather warms up, many of us head to lakes, rivers, or the ocean to fish, waterski, cruise, and relax onboard a boat, yacht or other personal watercraft. With nearly 12 million registered recreational boats in the U.S.*, it’s no wonder the waterways are a popular place to go. But, before you head out with friends and family, take note of a few important safety tips.
luxury yachts at sunset
Boats & Yachts
What to consider when choosing a marina, yacht club, or other facility
Whether you’ve just purchased a boat or yacht or have had one for years, where you keep it when you’re not using it is almost as important as the vessel itself. That’s why it’s so essential to do your due diligence before choosing a marina, yacht club, or other facility.
marina storm
Boats & Yachts
Protecting your boat from hurricanes and other major storms
Tips for how to protect your boat from damage before a hurricane or major storm hits.
marina in winter
Boats & Yachts
Going into layup: Preparing your vessel for winter storage
When summer is coming to an end, it’s time to prepare your boat for the winter months. If you plan to have your boat hauled out and stored over the winter, here are a few items to remember.
a boat on the ocean
Boats & Yachts
Finding the right insurance coverage for your boat
Insurance coverage for boats and yachts varies greatly from company to company. Chubb Recreational Marine Insurance, one of the nation’s largest marine insurance specialists, offers these tips for smart insurance buying.
dog on the sailboat
Boats & Yachts
4 questions to help you decide whether to repair or sell your boat
Is your boat getting a little tired? Does it need a little work or just a facelift to make it feel more up-to-date? The decision you face, then, is whether you should fix it up and keep it, or sell it and buy something new. Here are 4 quick questions to help your decision-making process:

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This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.