Who we serve

We provide tailored insurance to a wide variety of public entity clients, such as:
  • Cities
  • Towns
  • Villages
  • Counties
  • Special districts
  • Commissions

Products and Services

Public entity integrated casualty

With a range of endorsements and flexible policy forms, Chubb can customize coverage to meet the specific needs of each client. Designed to provide coverage in excess of a self-insured retention, Chubb’s Primary Retained Limits Policy covers Automobile Liability, General Liability including Law Enforcement Liability and Sexual Abuse Liability, Public Officials and Employment Practices Liability. Chubb’s Excess Follow Form Policy provides capacity for individual and group risks - coverage triggers, defense costs and aggregates apply in the same manner as the underlying coverage. 

Reinsurance

Reinsurance agreements are available for use when Chubb reinsures a municipal pool or group entity. These agreements allow Chubb to customize coverage to align with the Memorandum of Coverage issued by the pool to its members. Chubb also has the flexibility to sign onto broker reinsurance agreements when necessary.

Chubb Risk Engineering

Increasing globalization, new business models, changing technology, an evolving risk management approach — as you face these challenges, Chubb can craft risk engineering solutions to address your specific risks. Our in-house network of more than 400 risk engineers around the globe helps companies anticipate and minimize costly exposures.

shattered-windshield
Recent claim scenario

Chubb resolves automobile claim

A law enforcement officer was involved in a collision while responding to a call for the insured public entity. The collision resulted in a fatality to the other driver.

Chubb worked with the TPA and insureds to reach a settlement.

Resources

Insights and expertise

We keep you informed – and your business protected – with these helpful articles.
office space
All business sizes
5 tips for an ergonomic workspace
When you think about calling in sick to work, typically a cold or the flu may come to mind. But the fastest-growing category of workplace injury—and a major cause of time off work—is something called a Musculoskeletal Disorder (MSD).
nurse assisting elderly woman with cane
Risk Management
Preparing your long-term care facility for emergencies
A comprehensive, up-to-date plan can help mitigate the impact of disasters and infectious diseases.
fire on metal
Risk Management
Fire prevention for businesses
Property fires are a constant threat for businesses and can cause severe business disruption.
construction worker safety harness
Risk Management
5 steps for preventing construction falls
Construction worker fatalities are rising—here’s how to reduce the incidence of on-site accidents.
school lockers
Risk Management
School’s in session: Understanding education related risks
Learn how to identify and mitigate the greatest risks facing educational institutions.
blue agave covered in snow
Risk Management
Climate change: What are the negative effects on businesses?
What you need to know to understand, prepare for, and reduce the impact of climate change on your organization.
risk management
Risk Management
Why you need a risk management program
Here are some areas where your business may be vulnerable to risks, and recommendations for steps you can take minimize them.
leaking water pipe
Risk Management
How IoT water leak detection systems mitigate can protect your business from water damage
Water damage can be expensive and disruptive for businesses; IoT water leak detection systems can help minimize the damage.
two men discussing business
Risk Management
3 tips to help your insurance agency succeed in uncertain times
How to safeguard your insurance business and differentiate yourself from competitors.
yellow gloved hand on button
Risk Management
6 steps to prepare your business facilities for reopening
Restarting a business operation after a shutdown can be dangerous and requires strategic, exceptionally coordinated efforts.

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