Insurance for Food

From the field to the table, when you are in the food industry, insurance is one key ingredient that cannot be overlooked. Food manufacturing companies face a unique and complex set of risks with high competition, low margins, numerous regulations, and consumers who are ever more aware of food safety issues and concerned about the environment. Chubb understands the industry and is well positioned to proactively help food companies navigate and thrive in this challenging environment.
bottling plant

Who we serve

We provide tailored insurance to manufacturers of finished consumer food products, such as:
  • Bread and snack products
  • Cereal
  • Dairy products (butter, cheese, ice cream)
  • Fruits and vegetables (canned, dehydrated, or frozen)
  • Frozen specialties and bakery products
  • Juices (pasteurized)
  • Pasta
  • Soft drinks (other than energy)
  • Wineries/breweries
Products & Services

Chubb's food insurance industry practice offers protection to companies of all sizes

Property insurance with equipment breakdown
Industry-specific coverage that can be purchased packaged or monoline for losses caused by equipment breakdowns, with a focus on getting your company back to business as soon as possible.
Product recall insurance
A recall event can be debilitating to a company's balance sheet; product recall covrage can reimburse you for expenses and other financial losses that are typically excluded on a general liability policy.
Multinational insurance
U.S.-based companies with global operations want their insurance programs to be consistent across their sites and operations. Chubb’s tailored multinational coverage can help smooth that process.
General liability insurance
Coverage can be purchased packaged or monoline and include a blend of traditional insurance and alternative risk financing mechanisms to help manage your company’s liability risk.
Environmental insurance
Protect your property investments and your bottom line with our broad-based coverage for environmental threats ranging from construction project pollution to storage tank issues to mold exposures.
Umbrella & excess casualty insurance
Our robust, feature-rich policies offer insurance protection over and above your underlying policy limits and coverage options for your organization’s unique exposures.

Recent Claims Scenarios

Chubb helps resolve trucker's injury claim

A third-party trucker was at an insured fruit canning facility picking up a load. He was trying to tie down his cargo while the forklift drivers were still loading. While securing, the conveyor bumped into the platform, knocking it over and onto the driver causing injuries. The driver submitted a demand for damages.

 

Chubb provided a defense for the insured and helped to successfully resolve the claim.

Chubb settles parmesan cheese spoilage claim

An insured manufactured packets of parmesan cheese that went into salad kits. A metal burr on the slide of the sealing equipment perforated some packets causing the cheese to spoil. The packets, which then contained mold, were shipped to the insured’s customer.

 

Chubb responded to the incident and settled the claim.

Resources

Insights & expertise

We keep you informed – and your business protected – with these helpful articles.
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