Integrity+ by Chubb® Insurance

Highlights, Features and Benefits

Innovative Insurance Solutions

Integrity+ by Chubb is a policy that distinguishes between your different liabilities and obligations; and consciously differentiates claims made by customers from claims made by vendors, or supplier’s and claims made by other third parties. You can select from four separate Coverages, each of which are designed to work on a standalone basis or together; to create solutions customized to your business.

 

Insurance Agreement

Claimant:

Provides insurance protection for:

Errors and omissions liability

Insured’s   customer

Financial injury due to an actual or alleged product or service defect or contract performance failure.

Destructive programming liability

Vendors, suppliers or other Third Parties, other than insured’s customer

Damages and claimants costs sustained by a third party resulting from destructive programming from an actual or suspected failure to perform your obligations under a written contract that authorizes you to use a third party’s system.

Cyber liability

Third Parties other than insured’s customer

Damages and claimant costs sustained by third parties (other than your customer) you are legally obligated to pay for injuries caused by unauthorized access or use of software, data or other information in electronic form.

Disclosure of confidential information, intellectual property (IP) infringement, and reputation disparagement

Third Parties other than insured’s customer

Damages and claimant costs sustained by a third party (other than your customer) resulting from actual or suspected disclosure of confidential information, intellectual property infringement or reputation disparagement.

 

First Party Additional Coverages with separate first party limits of insurance for the following expenses incurred in connection with an actual or suspected privacy data breach:

 

  • Privacy notification
  • Forensics
  • Remediation and crisis management
  • Investigation and defense of regulatory actions

 

Other First Party Additional Coverages available with separate first party limits of insurance for:

 

  • Cyber-threat    
  • Cyber-reward
  • Fines and penalties
  • Confidential information breach 

Resources

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