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Healthcare Premises Pollution Liability Endorsement
Coverage
- Access to and all the coverage of Chubb’s Premises Pollution Liability Portfolio (PPL Port) Policy
- Enhanced Healthcare Endorsement includes:
- Enhanced definition of first party remediation costs to include of relocation occupants in the care of the insured to other facilities in the event of a pollution condition or indoor pollution condition
Benefits
- Streamlined process to acquire critical coverages via a single non-auditable policy incorporating multiple coverages, thereby helping reduce the potential for coverage gaps
- Underwriting of the insured’s environmental management program and due diligence process vs. each location
- Option to tailor coverage for complex risks, such as mergers and acquisitions and multinationals
- Environmental Incident Alert℠ – our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases.
- Experienced underwriting specialists across the U.S. and specialized claims expertise
- Broad range of risk control services available through national and international network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
- Thought Leadership that addresses the complexities of domestic and global environmental regulations and compliance
- Valued long term relationships
Minimums & Limits
- Targeted minimum self-insured retention: $10,000
- Targeted minimum premium: $10,000
- Capacity available up to $25 million per/aggregate limit, inclusive of legal defense costs
Policy Terms
- Annual or multiyear policy terms available
Target Client
- Hospitals
- Medical office buildings (MOBs)
General medical facilities - In-patient and out-patient surgical centers
- Long and short-term care facilities
- Psychological centers (in-patient and out-patient)