Employment Practices Liability Insurance for Law Firms

Benefits

Offers broad coverage for claims brought by partners and for claims for failure to make partner; it also includes:

• Punitive damages coverage, where insurable by law
• Defense expenses coverage for breach of written employment contract claims
• No "intentional acts" exclusion, subject to applicable state law
• Advancement of defense expenses on a current basis prior to the disposition of a claim
• Broad definition of "Employment Practices Wrongful Act," including coverage for actual or alleged wrongful termination, discrimination, harassment, retaliation, third-party discrimination, third-party harassment and other workplace torts
• Early claim incentive endorsement: policy holders who notify Chubb within 15 business days of an employment claim receive a 10% reduction (up to $50,000) in their deductible

Claims Handling

Chubb is committed to a high level of professionalism, open dialogue, and amicable dispute resolution. The result is prompt, efficient, and fair claims handling. With Employers Edge℠, Chubb's claims attorneys work directly with the insured to determine the most viable options when handling employment-related claims.

Risk Management

Recognizing the increase in employment-related claims in the law firm community and the increasing complexity of the employer-employee relationship, Employers Edge℠ provides firms with a risk management program to further educate and assist insureds regarding the perils associated with employment-related exposures. Chubb's risk management program includes access to our multifaceted EPL Prevention Program.

Resources include a wide array of employment tools and information available via web-based ChubbWorks, access to a toll-free hotline and a panel of consultants, and more - all designed to help you reduce your EPL exposures.