Specialist Motor Fleet insurance for operators of large fleets
Chubb Motor Fleet Insurance offers comprehensive coverage tailored for large fleet operators (of over 100 vehicles), helping you guard against risks like vehicle damage, accidents, and third-party liabilities.
With effective processes for managing claims, Chubb ensures that fleet operators can quickly recover and return to their daily operations, reducing downtime and associated costs.
Who’s it for:
- Logistics
- Construction
- Contractors
- Infrastucture
Vehicles and fleets (of over 100 vehicles) that we can cover:
- Heavy vehicle transport
- Refrigerated vehicles
- Tippers, tankers and recovery vehicles
- Trailers
Out of appetite:
- Bus and coach operators
- Taxis
- Hire and Reward
- Taxis
- Couriers
- Self-drive-hire
- Carriage of Class 1 (Hazardous) Goods
Accommodation/with other lines of business:
- Private Cars
- Small Commercial
- Tool of trade
At Chubb, we understand that each fleet is distinct. In addition to traditional coverage structures, we are also able to underwrite less conventional programmes tailored to meet specific requirements.
- Comprehensive
- Third Party Fire & Theft
- Third Party only
- Non-conventional programmes
Chubb Risk Engineering understands that managing risk in transport and logistics is a uniquely complex interaction of high value assets, tight financial margins, rapidly developing technology, overlapping regulatory requirements, and multi-dimensional human factors.
Using our own bespoke assessment tools to help you, our in-house risk engineers will build a partnership with you to understand your approach, evaluate the solutions you have chosen and support your pursuit of continual improvement.
Potential areas of focus:
- Driver selection, profiling, training, and development
- Technology and telematics
- Electric vehicles/alternative fuels
- Delivery point, warehouse and depot health and safety
Chubb's claims service is designed to provide logistics companies and other large fleet operators with prompt, efficient, and personalized support during critical moments.
A robust claims service is essential, as it not only alleviates the stress of managing unexpected incidents but also ensures minimal disruption to operations. Fleet downtime can lead to significant financial losses and customer dissatisfaction. Our dedicated claims professionals and specialist partners understand the unique challenges faced by operators of large fleets, offering tailored solutions that expedite the claims process and facilitate quick recovery. This proactive approach not only enhances operational continuity but also reinforces trust and confidence in insurance partnerships, allowing companies to focus on their core operations without the burden of navigating complex claims procedures.
Our approach to Fleet Claims
The Chubb Claims Philosophy is ‘Setting a Standard, delivering beyond.”
At Chubb we understand that the handling of every claim is the most critical test of our service, our support and our reputation. Which is why our claims management sets us apart as a trusted, responsive and empathetic insurer that protects our clients worldwide. So what makes Chubb so effective in claims handling? For us it’s 3 things:
We understand large fleets, and we care about your company
Global reach, local expertise – for everyone
Whether your business is big or small, takes you around the world or just around town, Chubb is here for you. Our breadth of experience means we can provide the guidance and service you need, whenever you need it, wherever you may be.
Partnership that’s personal
We work to understand your business and where you’re headed so we can be proactive about meeting your needs. We invest in getting to know you, your team, and your customers. The goal: to help you see ahead, be ahead, and stay ahead..
Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.
Expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise, and financial strength are the bedrock of our business.
