- Businesses
- Individuals & Families
- Partnerships
Enabling businesses across a wide range of industries to operate and grow with confidence.
Protecting all that makes your house, your home.
Build your business by providing the protection your customers need – it’s insurance for the new possible.
Casualty Insurance
Products & Services
Covers you for your liability to pay claims made by your customers, contractors, and other parties; resulting from damage or injury caused by your products or operations.
Covers you and your business for compensation costs if an employee becomes ill or injured following an accident while undertaking their duties.
A multinational programme involves a master policy originated in the UK alongside local country policies. The UK master policy includes top up cover to reflect the local terms and conditions required for each country.
Provides additional protection that may be needed when the underlying liability limit of your primary insurance policy isn’t enough to cover the unexpected costs of a loss.
Protection from the unexpected
Our casualty insurance gives your company protection against a wide range of unwanted risks. We protect against injury to a third party caused by your business operations or products, and injury to your employees caused by an accident or disease. Casualty insurance is vital for handling accident-related losses – like employers’ liability – that can hamper your performance and growth.
Risks we cover
A customer trips over a step in your retail store and injures themselves.
Your landscaping company damages a client’s driveway in the course of a project.
A competitor believes your most recent ad campaign infringes on their intellectual property.
A steel beam falls on an employee and breaks their foot, making you responsible for their medical costs and loss of earnings.
A customer is awarded a large judgement in a lawsuit against you, and the damages you must pay go beyond the limits of your standard business insurance policy.
Your business is based in the Republic of Ireland and operates overseas, but you must make sure you’re compliant with local requirements in those overseas territories.
Construction insurance intelligently tailored for the industry’s changing challenges
We know construction firms and owners face increasingly complex and evolving risks as a result of constant expansion and technological innovation. We provide specialised coverage, design robust risk management programmes and help you develop your safety culture – whether you are a principal, a main contractor or a sub-contractor.
Resources
Chubb’s Health and Safety eLearning platform offers a wide range of free, online training modules to all Chubb employers’ liability clients across the Republic of Ireland. Each module provides practical know-how for tackling job-related health and safety and workplace wellbeing issues.
FAQs
Commercial casualty insurance helps ensure your business is covered for any costs or damages arising as a result of your legal liabilities to third parties on your property or caused by your products and services This could involve, for example, a customer who slips and falls in your business premises, an employee who is injured while working, or a job site error that damages a client’s property.
While the two terms are sometimes used in similar ways, commercial casualty insurance is a broader category that includes coverage for the many types of liabilities your business could face.